Product providers
PruHealth

PruHealth is associated with the Prudential Assurance Group. This is a very well known major international insurance and financial services organisation. The following information about PruHealth has been established by researching the company and does not necessarily represent the views of this website.

Prudential in the UK has its headquarters in London and provides a wide range of products and services to its clients including pensions and retail investments, insurance, personal banking, fund management for institutions and property investment.

Established in 1848, ‘The Pru’, as it is often called, is one of the UK’s largest life and pensions providers with around 7 million customers.

PruHealth was created and launched in 2004. It comprises a joint venture between The Prudential and Discovery – a major provider of health cover in South Africa. They offer a range of plans providing different levels of protection and private medical insurance (PMI) benefits.

These PruHealth medical insurance policies typically include fast access to private hospitals, specialist consultants, diagnostic centres and clinics, all at a time and place that’s convenient for you and usually without significant waiting lists.

The levels of private health insurance benefits vary and the more extensive the benefits the more expensive the policy will usually be. As is the case with all PMI cover, the terms and conditions should be read carefully to make sure that they are in accordance with your views and requirements.

PruHealth also offers a ‘Vitality’ programme. This is a system which rewards healthy living by awarding points for things such as membership of gyms, non-smoking and healthy eating. These points can then be used towards reduced cost gym and health club memberships and a range of other benefits.

They also offer a no-claims bonus discount, which increases over time to help reduce your premiums even further if you are not making any claims on the policy.

PruHealth takes pride in the specialised provision of cost-effective private health insurance that does not compromise on quality or the protection of your health interests. Drawing upon the experience gained in their South African operations with a similar product range, they may be able to offer you the product you need at a price you can afford.