Product providers
Simplyhealth

Simplyhealth is the current name given to a group of health insurance companies, some of which have been around for almost 140 years.

It was formed from several different companies experienced in providing healthcare cover, namely HSA, BCWA, HealthSure, LHF and Totally Active. Today it has centres in Andover (Hants), Bristol, Leeds and Manchester.

The following information has been established by researching Simplyhealth and does not necessarily represent the views of this website.

Many of the previous brand names, products and philosophies of the original companies have been merged together to form the new Simplyhealth organisation. It is focused on the provision of health care solutions and does not provide other forms of insurance. This allows it to concentrate on maintaining and developing its expertise in the one core area of private health insurance (PHI – also sometimes called private medical insurance or PMI).

Their private medical insurance plan allows access to various forms of private medical facilities including consultants, hospitals, clinics, centres specialising in diagnostic medicine all usually arranged within a target maximum distance of 35 miles from your home. This they call their ‘Simply Private Health’ plan and they can make your medical appointments for you as well as arranging for direct payment of the bills.

In addition to basic PHI, Simplyhealth also offer a range of other related products including:

• simply cash plan – a facility for covering the cost of every day health care such as optical and dental bills;
• simply dental plan – as above but covering the costs of dental treatment to a specified maximum amount each year;
• osteopathy and chiropractic plans.

As with all insurance policies, health insurance cover carries terms, conditions and exclusions. These may include excesses, age limitations and maximum claimable amount in any one period. It is typically advisable to ensure that the conditions are studied carefully to ensure that you understand them thoroughly and contact the provider to seek clarification of anything that is less than totally clear to you.

If you are looking for a private medical insurance policy that is backed up with many years’ experience in the sector, then Simplyhealth’s PHI products may meet your needs.